1. Drive Alert
There is a new universe of risk on the roads in the last 5 years. Drivers are driving faster, more aggressively, and more distracted. Our driving culture has changed and it is leading to accidents that are causing serious injury and worse. Stay alert by glove boxing your phone (so you won’t be tempted to use it) and keep your eyes on the road scanning for hazards.
2. Drive Buckled
There is no doubt that seat belts save lives, especially in a violent collision or when a vehicle you’re driving runs off the road. Seatbelts can also save you from a serious head or neck injury by preventing your head from being propelled into the front dash and windshield. It should be second-nature to buckle up, but sadly statistics say otherwise.
3. Drive Cautious
The reality is that you can no longer trust other drivers to follow the rules of the road. Previously safe drivers have now turned into dangerous drivers by driving aggressively or using their phone behind the wheel. More drivers are running red lights, blowing through stop signs, changing lanes without regard to other traffic, and routinely driving like they are in a hurry. Drive cautiously by watching your speed, holding your lane, and anticipating hazardous situations.
4. Drive Defensively
This tip probably deserves to be at the top of the list. There is no better approach to driving. Protect yourself, your passengers, and others on the roadway by always driving defensively.
5. Review Your Insurance Coverages
You should consider auto insurance coverages that are at least $100,000 per person/$300,000 per accident. Not only will you be better protected in the event you cause an accident, but you also have good protection in the event you or your passengers are injured by an un-insured motorist. When you are injured by a driver who does not have insurance, your own insurance steps in and provides coverage. The amount of coverage you have to protect yourself is based on the amount of uninsured motorist coverage you purchase. Make sure you purchase at least $100,000 per person/$300,000 per accident in protection against an uninsured motorist. Also, ask your agent to add under-insured motorist coverage to your policy. This is separate protection against a driver who does not carry enough insurance to cover your injury claim.
Last year a young college student was a passenger in a vehicle that was struck at the intersection of 63rd Street and Paseo Boulevard. The young man was immediately taken to Research Medical Center, where he was treated for head, back, and facial injuries. While the head and back injuries were treated quickly and did not require follow-up treatment, lacerations and puncture wounds caused a good deal of scarring to his chin, just below his lower lip. Although the scarring has improved with time, it is still very noticeable. It is now time to evaluate what constitutes a fair and full legal recovery for the young man against the insurance company for the driver at fault. Continue reading “Scarring from Accident Deserve Special Treatment in the Legal Recovery”
If you or someone you know has suffered a head injury, you know that can result in serious consequences. Even minor head injuries can traumatize the brain resulting in the loss of mental/physical function and significantly diminishing the victim’s quality of life. Continue reading “Helping Head Injury Victims Fully Recover in Insurance Claims”
Here I am with my friend and neighbor, Larry Vilmer. Even though Larry was diagnosed with ALS last year, and the disease progression has occurred, his good nature, kindness, and high spirits have been so encouraging to many in the Kansas City community that are raising funds to help find a cure for ALS (Amyotrophic Lateral Sclerosis), also known commonly as “Lou Gehrig’s Disease. Continue reading “Friend of Horn Law Advancing Cure for ALS”
The general rule is that if your injury requires hospitalization and/or rehabilitation treatment (physical therapy, chiropractic care) legal representation is going to be substantially beneficial in reaching a fair and full settlement in your claim. Continue reading “More Tips for Hiring The Right Personal Injury Lawyer”
If you have suffered a concussion and are now considering an insurance company offer of settlement, it is a good idea to get a legal opinion before you sign on the dotted line. Continue reading “Be Very Cautious in Settling Concussion Claims”
This Thursday marks the 241st anniversary of the adoption of the U.S. Flag. On June 14, 1777, the Second Continental Congress, created the Flag in just one sentence. Continue reading “National Flag Day June 14, 2018”
Attorney Doug Horn likes to say that he has had both a front row seat and a bird’s eye view of the distracted driving epidemic that is gripping America’s roadways. His perspective comes from over 25 years of providing legal representation to people who have been seriously injured or killed in motor vehicle accidents.
Earlier this week, on KSHB, Horn’s distracted driving prevention program was profiled by Reporter Cynthia Newsome. Unlike traditional efforts to reduce distracted driving, Horn’s program encourages motorists to protect themselves against distracted drivers by driving alert, buckled, cautious, and defensive. Horn gave further explanation, “by urging drivers to adopt safe driving habits, we not only hope to reduce accidents, but also help elevate the driving culture”.
Horn has been involved in efforts to advance driver safety since 2009. He has developed a driving safety communications platform called “Drive By Example”. Currently, he is in the process of looking for driving safety partnerships to help reverse a significant increase in traffic fatality trends in Missouri. Along with distracted driving prevention, Horn also has programs designed for teen driver protection and safe driving programs for corporations and businesses.
People who live in rural areas of Missouri know that there is not much room for error on the county and state highway roads that cris-cross Missouri. Accidents are on the rise and many blame the significant change in the driving culture. As drivers continue to drive aggressively, more distracted, and more impatient, traffic safety experts are saying that all of us are facing a “new universe of roadway risk”, however the highest risks for a violent collision are on Missouri’s rural roads. Continue reading “Independence, Missouri Lawyer Develops Program To Help Reduce Accidents On Missouri’s Rural Roads”
With the nice weather expected this weekend, I expect there will be many more motorcycles on the road so please keep an extra-careful lookout. Because of low-profile, motorcycles are very difficult to see. Continue reading “Driver Alert For April 27-29”