Brain Injury Lawyer Seeing An Increase in Head Injuries From Car Crashes

Note: Attorney Doug Horn, a Kansas City personal injury lawyer, will be a featured presenter in a national webinar, Proving Traumatic Brain Injury, being broadcast on September 23, 2019. The continuing legal education presentation is sponsored by the National Business Institute (NBI) and is designed to for attorneys who want insights on how to better handle brain injury cases.   Continue reading “Brain Injury Lawyer Seeing An Increase in Head Injuries From Car Crashes”

Serious injury: Selecting the Right Lawyer

You are hurt. You may have been hospitalized. You can=t work. You are concerned about your immediate recovery and even start to think how this could affect your future. How is all of this going to be covered? Continue reading “Serious injury: Selecting the Right Lawyer”

Car Accident Injury Claims Require a Rapid Response Lawyer

Car, truck, and motorcycle crashes that result in an injury to the head, neck, back, hips, extremities, including the knee and shoulder joints, require immediate legal action in order to make sure the claim is fully and fairly settled. The primary reason for this is that these types of injuries often cause long-term physical restrictions that must be accounted for in any claim settlement. A rapid response lawyer is imperative in this situation. Continue reading “Car Accident Injury Claims Require a Rapid Response Lawyer”

Do you think it is Reckless use your cell phone while driving? Seeking your feedback

I represent a number of clients who have been the victim of a distracted driver – someone who has been using his or her cell phone moments before causing a violent collision. The question I have is: Continue reading “Do you think it is Reckless use your cell phone while driving? Seeking your feedback”

Serious Injury Claims: Recovery of Lifetime Compensation

Our law firm concentrates in handling serious injury claims. One of the primary ways Horn Law can be of substantial benefit to a seriously injured person is to obtain a maximum settlement or award that includes Lifetime Compensation. Continue reading “Serious Injury Claims: Recovery of Lifetime Compensation”

Injury Claims: What You Should Know Before Talking With A Claims Adjuster

  1. Only One Settlement.

In the typical case, an injured person is entitled to only one settlement. Therefore, the settlement better be a fair and full settlement. One that accounts for all of the past, present, and continuing damages to the injured person.

  1. Claims Adjusters “Adjust” Claims.

The insurance adjuster is there to “adjust” claims in favor of the insurance company. If the injured person does not completely and properly document his or her damages, the insurance company will substantially reduce the claim.

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Injury Claims Are Complex

When dealing with an injury claim, an injured person should be cautious about talking with a claims adjuster. While a claims adjuster may be able to help resolve damage to property (ie: car damage), personal injury claims are more complex.

The reason why personal injury claims are complex is because the injured person has incurred past, present, and continuing damages. There are 3 levels of compensation that need to be accounted for in the injury claim. If you leave out one of these areas of compensation, the injured person is going to receive a low settlement.

Past Damages

Many injured persons accept low settlements because they have not properly documented (to the claims adjuster) all of the past damages, including his or her medical expense, lost income and job benefits, loss of household services, and other personal financial loss. The claim adjuster is not going to assume anything- they want evidence. A basic part of my job as a personal injury lawyer is to make sure all past damages are accounted for.

Present & Continuing Damages

Most injuries that require medical treatment and rehabilitation involve longer term effects. For instance, if a person suffers a head or neck injury, that type of injury will undoubtedly have longer range effects. First, there will likely be periodic pain, discomfort, and physical restrictions because of the traumatic injury. Those are important factors in calculating the total damages in the case.

Moreover, because of the traumatic injury, the injured person will have to learn how to manage his or her injury. Injured people manage injuries in different ways. They avoid activity, curtail activity, take medications for pain control, use home remedies, change work responsibilities, etc.. When a person is forced to manage an injury, that is what we call a compensable injury. In other words, an injured person should be compensated for the loss of quality of life they have incurred as a direct result of the traumatic injury.

Legal Consultation

While not every injury case is appropriate for legal representation, legal consultation is almost a necessity. Whether be by phone or in the law office, legal consultation will give you the insights into how maximum recovery can be obtained. “Maximum recovery” is the standard we must operate by in every case. It is recovery that accounts for all of the past, present, and continuing damages suffered by the injured person. If the personal injury settlement is not a maximum settlement, the injured person is forever cut short.

In the case of my law practice, legal consultation is always free of charge. While I like to meet people at one of our convenient consultation offices, phone consultation can always be arranged at 816-795-7500.

Sincerely, Doug Horn

5 Tips To Protect Yourself While Driving

1. Drive Alert

There is a new universe of risk on the roads in the last 5 years. Drivers are driving faster, more aggressively, and more distracted. Our driving culture has changed and it is leading to accidents that are causing serious injury and worse. Stay alert by glove boxing your phone (so you won’t be tempted to use it) and keep your eyes on the road scanning for hazards.

2. Drive Buckled

There is no doubt that seat belts save lives, especially in a violent collision or when a vehicle you’re driving runs off the road. Seatbelts can also save you from a serious head or neck injury by preventing your head from being propelled into the front dash and windshield. It should be second-nature to buckle up, but sadly statistics say otherwise.

3. Drive Cautious

The reality is that you can no longer trust other drivers to follow the rules of the road. Previously safe drivers have now turned into dangerous drivers by driving aggressively or using their phone behind the wheel. More drivers are running red lights, blowing through stop signs, changing lanes without regard to other traffic, and routinely driving like they are in a hurry. Drive cautiously by watching your speed, holding your lane, and anticipating hazardous situations.

4. Drive Defensively

This tip probably deserves to be at the top of the list. There is no better approach to driving. Protect yourself, your passengers, and others on the roadway by always driving defensively.

5. Review Your Insurance Coverages

You should consider auto insurance coverages that are at least $100,000 per person/$300,000 per accident. Not only will you be better protected in the event you cause an accident, but you also have good protection in the event you or your passengers are injured by an un-insured motorist. When you are injured by a driver who does not have insurance, your own insurance steps in and provides coverage. The amount of coverage you have to protect yourself is based on the amount of uninsured motorist coverage you purchase. Make sure you purchase at least $100,000 per person/$300,000 per accident in protection against an uninsured motorist. Also, ask your agent to add under-insured motorist coverage to your policy. This is separate protection against a driver who does not carry enough insurance to cover your injury claim.

Scarring from Accident Deserve Special Treatment in the Legal Recovery

Last year a young college student was a passenger in a vehicle that was struck at the intersection of 63rd Street and Paseo Boulevard. The young man was immediately taken to Research Medical Center, where he was treated for head, back, and facial injuries. While the head and back injuries were treated quickly and did not require follow-up treatment, lacerations and puncture wounds caused a good deal of scarring to his chin, just below his lower lip. Although the scarring has improved with time, it is still very noticeable. It is now time to evaluate what constitutes a fair and full legal recovery for the young man against the insurance company for the driver at fault. Continue reading “Scarring from Accident Deserve Special Treatment in the Legal Recovery”