1. Drive Alert
There is a new universe of risk on the roads in the last 5 years. Drivers are driving faster, more aggressively, and more distracted. Our driving culture has changed and it is leading to accidents that are causing serious injury and worse. Stay alert by glove boxing your phone (so you won’t be tempted to use it) and keep your eyes on the road scanning for hazards.
2. Drive Buckled
There is no doubt that seat belts save lives, especially in a violent collision or when a vehicle you’re driving runs off the road. Seatbelts can also save you from a serious head or neck injury by preventing your head from being propelled into the front dash and windshield. It should be second-nature to buckle up, but sadly statistics say otherwise.
3. Drive Cautious
The reality is that you can no longer trust other drivers to follow the rules of the road. Previously safe drivers have now turned into dangerous drivers by driving aggressively or using their phone behind the wheel. More drivers are running red lights, blowing through stop signs, changing lanes without regard to other traffic, and routinely driving like they are in a hurry. Drive cautiously by watching your speed, holding your lane, and anticipating hazardous situations.
4. Drive Defensively
This tip probably deserves to be at the top of the list. There is no better approach to driving. Protect yourself, your passengers, and others on the roadway by always driving defensively.
5. Review Your Insurance Coverages
You should consider auto insurance coverages that are at least $100,000 per person/$300,000 per accident. Not only will you be better protected in the event you cause an accident, but you also have good protection in the event you or your passengers are injured by an un-insured motorist. When you are injured by a driver who does not have insurance, your own insurance steps in and provides coverage. The amount of coverage you have to protect yourself is based on the amount of uninsured motorist coverage you purchase. Make sure you purchase at least $100,000 per person/$300,000 per accident in protection against an uninsured motorist. Also, ask your agent to add under-insured motorist coverage to your policy. This is separate protection against a driver who does not carry enough insurance to cover your injury claim.
Attorney Doug Horn likes to say that he has had both a front row seat and a bird’s eye view of the distracted driving epidemic that is gripping America’s roadways. His perspective comes from over 25 years of providing legal representation to people who have been seriously injured or killed in motor vehicle accidents.
Earlier this week, on KSHB, Horn’s distracted driving prevention program was profiled by Reporter Cynthia Newsome. Unlike traditional efforts to reduce distracted driving, Horn’s program encourages motorists to protect themselves against distracted drivers by driving alert, buckled, cautious, and defensive. Horn gave further explanation, “by urging drivers to adopt safe driving habits, we not only hope to reduce accidents, but also help elevate the driving culture”.
Horn has been involved in efforts to advance driver safety since 2009. He has developed a driving safety communications platform called “Drive By Example”. Currently, he is in the process of looking for driving safety partnerships to help reverse a significant increase in traffic fatality trends in Missouri. Along with distracted driving prevention, Horn also has programs designed for teen driver protection and safe driving programs for corporations and businesses.
People who live in rural areas of Missouri know that there is not much room for error on the county and state highway roads that cris-cross Missouri. Accidents are on the rise and many blame the significant change in the driving culture. As drivers continue to drive aggressively, more distracted, and more impatient, traffic safety experts are saying that all of us are facing a “new universe of roadway risk”, however the highest risks for a violent collision are on Missouri’s rural roads. Continue reading “Independence, Missouri Lawyer Develops Program To Help Reduce Accidents On Missouri’s Rural Roads”
With the nice weather expected this weekend, I expect there will be many more motorcycles on the road so please keep an extra-careful lookout. Because of low-profile, motorcycles are very difficult to see. Continue reading “Driver Alert For April 27-29”
The reason this is an important question is because, typically, an injured person is entitled to only one insurance settlement in their personal injury claim. This means that injured persons with claims must be careful and cautious when considering a offer to settle a personal injury case. This is where legal consultation can be helpful. Here is how I approach it when people call me for an evaluation of their claim. Continue reading “What is the Difference Between an Average and a Very Good Settlement in an Injury Claim?”
In the context of a injury claim, “pain & suffering” commonly refers to the compensation an injured person deserves for their pain, hurt, and discomfort that is brought on by a traumatic injury. Quite simply, pain & suffering represents a category of damages that is set aside to account for the non-economic damages an injured person has incurred. In this regard, as a description of non-economic damages, it is a very important element in the fair and full settlement of any injury claim. Continue reading “What is “Pain & Suffering”?”
My job is to make sure injured people receive fair and full compensation in their insurance claims. My work is seldom easy because well-funded insurance companies fight hard to minimize the injury settlements they are willing to pay to resolve claims. Continue reading “Why Are Injury Claims Worth So Much?”
This blog recommends that drivers check with their insurance agent to make sure they have under-insured motorist coverage on their auto policy to ensure they’re covered against drivers who don’t carry enough insurance. Continue reading “How To Protect Yourself Against Other Drivers Who Don’t Carry Enough Insurance”
Frequently I am involved in cases where a person has suffered a head injury and is eventually diagnosed with “MTBI” or mild traumatic brain injury. As a personal injury lawyer, I normally see the MTBI diagnosis when the injured person continues to experience symptoms associated with head injury like headaches, dizziness, loss of concentration, etc. I rarely see a MTBI diagnosis where the symptoms from the concussion have resolved. Continue reading “Something To Think About If You Know Someone Who Has Been Diagnosed with a Head Injury”
Our driving culture is a mess, and the problem on our roadways seems to getting worse. As a crash lawyer, I have had a front row seat for a steady increase in collisions that cause serious injury and traffic fatalities. I estimate that 10 years ago about 5% of the drivers on the road were considered “dangerous”. Now, largely due to the significant increase in drivers using cell phones behind the wheel, some traffic safety experts think up to a third of the drivers (33 1/3%) on the road are driving dangerously. Continue reading “How We Can Fix Our Driving Culture”